Find Out If You Qualify For Medicare Coverage

While you can apply for Medicaid coverage any time, it is not the case for Medicare. You can only get qualified if your 65th birthday is approaching. The general enrollment period for Medicare is from January 1 to March 31.

If you qualify for coverage but fail to sign up during the initial enrollment period, you can try on the special enrollment period. You have a high chance of qualifying for the special enrollment period if you belong to a group health plan of a union or an employer. This enrollment period allows you to apply for either Part A or Part B of Medicare plan. You may opt to apply for both coverage types at the same time.

• Medicare Part A – It is hospital insurance that covers hospital care, home health services, and hospice care. This coverage does not generally require a monthly premium.

 

• Medicare Part B – It is medical insurance that covers certain prescription drugs, regular doctor’s visits, mental health services, and mental health services. It requires monthly payment from the recipient.

 

• Medicare Part C – It is an alternative coverage to Pat A and Part B. You can benefit from its coverage through PPO and HMO plans. It is considered the Medicare Advantage Plan.

 

• Medicare Part D – It is referred to as outpatient prescription drug insurance and part of the Medicare Advantage Plan. You can sign up during the initial enrollment period, but you can also try the open enrollment period from October 15 to December 7.

Medicare Coverage Renewal

As soon as enrolled, the majority of recipients do not need to renew their Medicare coverage. However, if you sign up for Part C or Part D, which is from private firms, check with your insurer if your coverage will be renewed automatically.

It is also possible to switch your coverage in case you are not satisfied with your current one. For example, you can change your Part C or Part D coverage to Original Medicare (Part A or Part B). It is from January 1 to February 14 during the MADP (Medicare Advantage Disenrollment Period).

Last Words

The enrollment period for Medicare is not the same for everybody, as it depends on the age of the senior. In addition to the qualifying age of 65, a disability can also be a factor to qualify for an enrollment. And, there is special enrollment period for those who miss the general enrollment period.

It is basically a case to case basis. To find out if you are qualified to sign up for Medicare, you can visit the medicare.gov or talk to an agent. At Covensure Brokerage LLC, we can help make sure you have the right coverage to go along with Medicare to protect your budget. To learn more about how we can help you, please contact our agency at (248) 572-1580 or Click Here to request a free quote.

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