While you can apply for Medicaid coverage any time, it is not the case for Medicare. You can only get qualified if your 65th birthday is approaching. The general enrollment period for Medicare is from January 1 to March 31.
If you qualify for coverage but fail to sign up during the initial enrollment period, you can try on the special enrollment period. You have a high chance of qualifying for the special enrollment period if you belong to a group health plan of a union or an employer. This enrollment period allows you to apply for either Part A or Part B of Medicare plan. You may opt to apply for both coverage types at the same time.
Medicare Coverage Renewal
As soon as enrolled, the majority of recipients do not need to renew their Medicare coverage. However, if you sign up for Part C or Part D, which is from private firms, check with your insurer if your coverage will be renewed automatically.
It is also possible to switch your coverage in case you are not satisfied with your current one. For example, you can change your Part C or Part D coverage to Original Medicare (Part A or Part B). It is from January 1 to February 14 during the MADP (Medicare Advantage Disenrollment Period).
The enrollment period for Medicare is not the same for everybody, as it depends on the age of the senior. In addition to the qualifying age of 65, a disability can also be a factor to qualify for an enrollment. And, there is special enrollment period for those who miss the general enrollment period.
It is basically a case to case basis. To find out if you are qualified to sign up for Medicare, you can visit the medicare.gov or talk to an agent. At Covensure Brokerage LLC, we can help make sure you have the right coverage to go along with Medicare to protect your budget. To learn more about how we can help you, please contact our agency at (248) 572-1580 or Click Here to request a free quote.